What You Should Know About Closing Costs   Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are and how much you should budget for. What Are Closing Costs? People are sometimes surprised by... [read more]

How To Make Your Dream of Homeownership a Reality   Did you know that in a recent Harris Poll survey, 8 in 10 Americans said that buying a home is a priority? It also pointed to the fact that 28 million Americans actually plan to buy within the next 12 months. It is understandable, because homeownership provides many financial and nonfinancial benefits. The bad news is that it’s unlikely all 28 million Americans will accomplish that goal in the... [read more]

You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]   Some Highlights   Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.   With programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.   Are you ready to make sure you have a trusted lender in order to find... [read more]