💵💵 Do You Know How Much Equity You Have? 💵💵 👉 Did you know the equity you have in your current house can help make your move possible? 🏡 ❓ What is equity❓ Over the years, you gain equity as you pay down your home loan and as home values rise. It can grow faster than you realize. Americans are sitting on tremendous equity Over 2/3 of homeowners have either completely paid off their mortgage or have at least 50% equity. 38.7% own their home free and... [read more]

Why Home Prices Keep Going Up   If you've ever considered purchasing your own home or selling your current home to upgrade, you're familiar with the emotional rollercoaster that fluctuating home prices can create. It is a story of financial goals, uncertainty, and a touch of anxiety that many have experienced. However, if you put off relocating out of concern that home prices will decline, you should know that they will not. In fact, the opposite is true. National... [read more]

Should I Move with Today’s Mortgage Rates?   Some people put off moving because of rising mortgage rates over the last few years. It's possible that you did too, since you didn't want to sell and get a bigger mortgage on your next house. Is that still the best plan for you, though? In the current market, more homeowners are getting used to the rates and think it might be time to move. Mark Zandi, Chief Economist at Moody's Analytics, says it this... [read more]

Why Today’s Housing Market Is Not About To Crash Some people are worried that the home market is going to crash soon. And it's easy to see why this worry has come up, given how hard it can be to buy a house and how much the media talks about the possibility of a recession. But the numbers show that the market is very different now than it was before the 2008 housing crash. Don't worry, this is not the same thing that happened back then. This is why. Loans Are Harder... [read more]

The Power of Pre-Approval If you are looking for a residence this spring, you may find the current housing market difficult. With so few homes available and mortgage rates that have rising and falling in between 6% - 7%, it is crucial to have a firm grasp on your budget for purchasing a home. You will also need determination to find the perfect home and respond quickly when the time comes to make an offer. Obtaining pre-approval is one way to better prepare yourself. To comprehend... [read more]