The Three Factors Affecting Home Affordability Today   There has been a great deal of attention on the impact of rising mortgage rates on the affordability of homes for today's purchasers. It is true that rates have substantially increased since the pandemic-era record lows. But home affordability is determined by a combination of mortgage rates, property prices, and wages. Considering how each of these factors is evolving provides a complete picture of the current state of home... [read more]

The Return of Normal Seasonality for Home Price Appreciation   One of the most important things you probably want to know right now if you want to move is what's going on with home prices. Home prices aren't going down across the country, despite what you may be hearing in the news. It's just that price rise is starting to return to normal. This is the background you need to fully grasp that trend. There are certain waves that happen every year in the housing... [read more]

Unpack the Long-Term Benefits of Homeownership   If you want to buy a house soon, you might be wondering if it's still a good idea because mortgage rates are going up, home prices are going up, and people are still worried about being able to afford a house. There's more to think about than just those market factors. When you decide to buy a home, you should also think about the long-term rewards. You just have to talk to someone who bought a house 5, 10, or even 30... [read more]

You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]   Some Highlights   Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.   With programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.   Are you ready to make sure you have a trusted lender in order to find... [read more]

👀  How To Win as a Buyer in Today’s Housing Market [INFOGRAPHIC] 👀   Some Highlights   In today’s housing market, you can still be the champion if you have the right team and strategy.   To win as a buyer, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd.   Are you ready to make your game-winning play?... [read more]